OCTOBER 22, 2015

by The Morning Pulse

OCTOBER 22, 2015

Staying Ahead of the Curve – Interview with Peter Kapinos | Part III of III
In this episode, Peter Kapinos, Head of Client Engagement at Empower Retirement continues the conversation discussing the importance of plan transitions/implementations to ensuring employee engagement and improving retirement outcomes.

401(k) STYLE RETIREMENT PLANS

• Easier to achieve 80% salary replacement ratio through 401(k) plans
• Employees’ Health Insurance Costs Reduce Retirement Savings: Survey Says
• Nearly half of Americans are underprepared for retirement
• The 401(k) Crisis Is Getting Worse
• Is My Client Required to Have an IPS?
• Is Retirement Industry’s Focus on Costs Too Much?
• Companies increasing dollar-for-dollar 401(k) matches
• Stable value assets hit a record high of $770 billion in the US retirement market
• IRS Says 401(k) Limit to Stay $18k for 2016, Announces 2016 Pension Plan Limitations
• Labor aims to streamline fiduciary rule

PENSION PLANS

• Emanuel’s property tax package for pensions clears key hurdle
• Milton Friedman’s Solution for Social Security Would Work for Government Pensions Too
• Moody’s warns of teacher pension risk to NJ school districts under Christie plan
• Lawmaker Says Central States Rescue Not Only Option

PERSONAL FINANCE

• The Over The Hill Bonus
• Generation X seeks advice and Y wants to buy online
• Many fail to plan for LTC costs
• Advisors, Consumers Need More Information on Long-Term Care Planning
• Financial wellness programs now a ‘must have’
• Is the future for robo-advisors bright or a bust?
• Retirement strategies – based on your birthday?

HEALTH CARE

• Healthcare.gov officials race to fix new features before Nov. 1
• Getting Bundled Payments Right in Health Care
• Fewer companies offer extra health care benefits to top executives
• When hospitals buy doctors’ practices, patients pay

ECONOMICS AND ASSET MANAGEMENT

• U.S. Housing Starts Rise on Multifamily Construction
• Pace of new-car sales will slow in 2016
• Liquidity-risk rules for banks increase asset prices
• Do We Need a Price Index for the Elderly?
• High payout rates jeopardize endowments, foundations
• Deposits Environment: Banks Have the Upper Hand
• Analysts see evidence of brighter 2016 for commodities

ALTERNATIVE INVESTMENTS

• Hedge Fund Industry Assets Decline by Most Since Financial Crisis
• Hedge fund exit requests drop in October
• Q3 reading of hedge fund performance index drops into negative territory
• Growth of global real estate assets returns to pre-crisis rate
• REITs Promise Shelter in a Stormy Market

Jeffrey H. Snyder  

President & CEO
The Morning Pulse, Inc.
jeffrey.snyder@themorningpulse.com