November 14, 2012

by The Morning Pulse

401(a)/(k) / 403(b) / 457(b) RETIREMENT PLANS

 One-Third Unsure of Ability to Retire

Defined-Contribution-Plan Sponsors Shore Up Their Matching Contributions

DC market upheaval coming

Advisors & Gen X: Using Your Boomer Clients to Reach Them

Target-Date Funds Predicted to Gain Further Market Share

Retirement Savings by Baby Boomers Blunt Effectiveness of Federal Reserve Board’s Easing

How Investor Behavior is Redefining Investment Managers’ Performance

 PENSION PLANS

Social Security Not Counted Out Yet

Aid, negotiations on city pensions

Dealing With the Pension Deficit

How Did DB Pension Liabilities Become So Huge?

 THE CAPITAL MARKETS

 Early U.S. State Government Figures Estimate Economic Loss From Sandy At USD30 Billion, According To Impact Forecasting Catastrophe Report

Plan Sponsors Must Prioritize Market Risks

Investors Behaving Irrationally

Wealthy U.S. investors accelerate asset sales

NY Times: Spain Has Homeless Crisis; Country Needs Bailout Now

Loans At Largest Banks Continue To Increase

Corporate earnings rise despite weak revenue

Has the Great Rotation Begun?

Capturing Alpha Around Constraints

IEA: U.S. will be biggest oil producer by 2020

Sandy may help municipal bonds retain tax-exempt status

Eurozone gives Greece 2 extra years to meet debt targets

Economy, Trucking to Get Boost from Sandy

“Fiscal cliff” will hurt states with high, low median incomes

ALTERNATIVES

Asia’s hedge funds wither on the vine as money flows shift

Investors moved back into hedge funds in October

Where Hedge Funds Are Looking Now

New Planning Possibilities for Private Equity Funds to Protect Against Unfunded Pension Liabilities of Portfolio Companies

HEALTH & WELFARE PLANS

PPACA’s election results: bad for insurers, great for hospitals

The Prevalence and Cost of Deductibles in Employer Sponsored Insurance: A View from Kaiser’s 2012 Employer Health Benefit Survey

Harvard Law Professor Einer Elhauge Discusses Constitutionality of Mandatory Purchase of Health Insurance

Kaiser finds “traditional” plan deductibles rising

New long-term care insurance polices offer more options

ENDOWMENTS AND FOUNDATIONS

More bad news for college endowments

Lynchburg College meets $250000 challenge grant for veterans

Baptist Health System Receives $10 Million Endowment Gift

REGULATION, LEGISLATION, TAXATION AND LITIGATION

Lawmakers Head Back to Work With Fiscal Cliff Looming

Taxation: A country with high taxes but many loopholes

Web Site Enables Fiduciaries to Notify DOL of Deficiencies in Service-Provider Fee Disclosures

Disasters and Hardship Withdrawal Requests

DOL Recovers $220 Million for Madoff Victims

District Court Says Investment Funds Do Not Share Their Portfolio Companies’ ERISA Liability

COMPENSATION, NONQUALIFIED AND EXECUTIVE BENEFITS

Paying It Backward: CEOs, Severance Pay, and Reality

Workers compensation line of business sees 10% growth in premium volume

Church’s secret compensation deals

Wall Street Damps Pay Expectations After 2011 Bonus Shock

INSURANCE INDUSTRY HIGHLIGHTS

Sandy to Hurt Insurers’ 4Q Margins

Flood Insurance, Already Fragile, Faces New Stress

Growing Accord: Modelers’ Sandy Estimates Could be Misjudging Insured Losses

INFORMATION TECHNOLOGY

8 Massive Hack Attacks Aimed at Financial Data

Wi-Fi and Mobile Devices Add to Cybercrime Cost and Confusion

10 disaster recovery and business continuity lessons learned from Sandy