December 6, 2012

by The Morning Pulse

401(a)/(k) / 403(b) / 457(b) RETIREMENT PLANS

What do cars and retirement plans have in common?

Surprise! Plan sponsors chose advisers based on comfort, fit — not pricing

Companies with best employee financial security talk 401(k)s

Don’t Fall Prey to 401(k) ParanoiaAre your clients protected with an annuity?

Beacon: fixed annuity sales decline in third quarter

Fiscal Cliff Could Cut 401(k) Contributions

Do 401(k) Plans Really Help Increase Retirement Savings?

Peer Pressure Can Boost Retirement Savings

Effects of an Individual Development Account Program on Retirement Saving

Don’t Fall Prey to 401(k) Cutback Paranoia

PENSION PLANS

Paper Explores Public Pension Accounting Reforms

Why Ontarians need defined-benefit pensions

Tail-risk hedging: A sensible strategy for defined benefit plans now?

Funded Status of Corporate Pensions Rises to 74.4 Percent

Creating a Defined Benefit Plan Now May Reduce 2012 Tax Liability for Small Business Owners and the Self-Employed

Taxing Old Age: UK Pensions in Firing Line, Again

Deutsche Post Sells 2 Billion Euros in Bonds for Pensions

Texas Comptroller report: Public pensions a critical concern for taxpayers

THE CAPITAL MARKETS

What Will the Possible Fiscal Cliff Plans Cost Your Clients?

Desperately Seeking Investors

2012 YTD Country Returns

Fed appears close to a new round of bond buying

“Fiscal cliff” is becoming less of a worry for global investors

Oil production in U.S. rises to a 15-year high

ISM: Manufacturing Activity Contracts In November

Bank of America Explores Social Impact Bonds, Report Says

Where Have All of Britain’s Millionaires Gone?

ALTERNATIVES

Hedge funds hold out for more from Greece

Hedge-Fund Ads Might Spawn Frauds Unless SEC Takes Action

SEI Study: Funds of Hedge Funds Must Adapt Business Model to Remain Competitive

The Top 10 Metals Stocks Loved By The Hedge Fund Industry

How hedge funds—and Mrs Watanabe—plan to profit from the Japanese election

PE-owned firms surge in annuity rankings

HEALTH CARE AND VOLUNTARY BENEFITS

Younger workers fear rising health care costs

How Insurance Companies Have Responded to Regulation of Medical Loss Ratios

Healthcare in the Digital Age

Employers to Stay the Course with Health Benefits

How employers can make health fashionable

Smart Benefits: 5 Healthcare Trend Predictions for 2013

Health care savings without Medicare cuts

Employer-Sponsored Health Insurance Coverage Continues to Decline in a New Decade

Communicating to engage Gen X and Y

ENDOWMENTS AND FOUNDATIONS

To Stop Climate Change, Students Aim at College Portfolios

Endowment money should not be used to pay bankruptcy costs

Driven by European debt crisis, Grand Valley State University’s endowment suffers slight loss

Harvard Corporation Increases Endowment Distribution

REGULATION, LEGISLATION, TAXATION, LITIGATION AND PUBLIC POLICY

Quarter of taxpayers claim mortgage-interest deduction

New inflation gauge would cut benefits, hike taxes

Tax Share By Bracket: An Update

COMPENSATION, NONQUALIFIED AND EXECUTIVE BENEFITS

Top Ten Year-End Tax Planning Ideas For Executive Compensation

INSURANCE INDUSTRY HIGHLIGHTS

Underserved and Underinsured: Tapping the Small-Business Market

BANKING HIGHLIGHTS

Bankruptcy Commission: Secured Lending OK by Us

Global Banking Under Siege as Regulators Guard National Interests

Wal-Mart Would Love To Have A Banking License, But It Doesn’t Necessarily Need One

US bank industry posts highest earnings since 2006

Losses in insurance sector up to €500m

INFORMATION TECHNOLOGY

How 4-Step Process to Achieve Tech Integration Boosts Revenue

Early Healthcare IT Adopters See Simplified Service, Reduced Costs

SERFF rising up to take on health care exchange activities

Company Cedes Twitter Account to Ex-Employee

The Difference Between Digital and IT Strategies

In Social Media Age, Liability for Small- & Mid-Size Cos. Growing