December 7, 2012

by The Morning Pulse

401(a)/(k) / 403(b) / 457(b) RETIREMENT PLANS

Americans Feel Retirement Savings Peer Pressure

States with the lousiest retirement savings scores

ING Maps Retirement Savings in America

To Avoid Fiscal Cliff, 401(k) Plans May Fall Off Deep End

Recordkeeping Costs Driving Lower DC Plan Fees

The pros and cons of a benefit practice offering retirement plan services

401(k) Deferrals Show Steady Increase Over Past Four Years

401(k) tax breaks in lawmakers’ gunsights

Why ‘one portfolio’ is the top choice for 401(k) investors

Continued Success of U.S. Retirement System Likely Despite Shift from DB to DC Plans

PENSION PLANS

Corporations Heading for Record Pension Deficit

Public pension plans modifying, not dropping, defined benefit

Kentucky=Worst Funded Public Pension in US

Illinois legislators propose pension reform bill

PFZW open talks over DC switch

THE CAPITAL MARKETS

One Of The Most Reliable Economic Indicators Peaked In July

Even after election, pessimism persists about U.S. economy, CPAs indicate

Treasurys Flat After Jobs Data

Next big move in bonds? Down, warns Abby Cohen

Some companies borrow to pay for sought-after dividends

Strategic Acquirers to Stay Risk-Averse in 2013

For investors, the other cliff the real worry

Institutional Investors Rethink Asset Allocation

The Takeaway: Top investing themes for 2013, Apple slammed and more

Is Accounting Blocking R&D Investments?

Deficit is much bigger than U.S. admits

Eliminating The Debt Ceiling Wouldn’t Cause Interest Rates To Surge

Great Depression By 2018 With 1970s-Style Inflation?

ALTERNATIVES

Private Equity Expected to be Lone Bright Spot for 2013 Dealmaking

Insider Trading and a Top Hedge Fund

Hedge Funds Bullish as Banks’ Premium Double Peers: India Credit

Current Thinking on Hedge Funds: Are They Worth It?

Hedge fund stars’ bet against US is a mistake

Nearly 60% of hedge funds facing increased costs: Ernst & Young survey

Blackstone/Apple REIT Merger Signals New Wave of Private Equity Hotel Investment

“Black box” hedge funds buy exchange seats to dodge brokers

Hedge funds rumors send stocks higher

Mines & Money: Private equity eyes mining sector

Overheard at the Bloomberg Hedge Fund Summit

Hedge Fund Start-Up Seeding

HEALTH CARE AND VOLUNTARY BENEFITS

Alternative Health Care Providers Push for Inclusion As ‘Essential Health Benefits’

Health insurance methods to shift in post-PPACA world

Mobile Applications are Revolutionising Healthcare, Says Frost & Sullivan

Farewell to Fee-For-Service? A ‘Real World’ Strategy for Health Care Payment Reform

Show Me state says, ‘show me no health exchange’

Study says prevention worth double for those with chronic conditions

Complying with the new group health plan rules

Business Innovation In Healthcare

Cleveland Clinic’s Incredible Vision for the Future of Health Care

Retention, engagement ride on a well-communicated benefits plan

IRS finalizes new tax for medical devices in healthcare law

Drug Store Trips as a Medical Expense?

ENDOWMENTS AND FOUNDATIONS

U. sees drop in net assets, endowment value

REGULATION, LEGISLATION, TAXATION, LITIGATION AND PUBLIC POLICY

DC Assets Withdrawn Fraudulently Not Forfeited

The Fiscal Cliff – Taxation Policy and Reform Proposals

Russia To Review Taxation Of Savings, Securities

UK tax reform to hurt public sector savers

COMPENSATION, NONQUALIFIED AND EXECUTIVE BENEFITS

The Science of Compensation & Big Data is Sexy

Executives Deferring Pay as Higher Taxes Loom

State senator introduces bill aimed at freezing UC executive pay

What is the “right” premium rate for workers’ compensation?

INSURANCE INDUSTRY HIGHLIGHTS

Aging Population Won’t Increase Crash Rates

New York MTA Says Insurers on Hook for Excess $1B

New Distribution Methods Could Boost P&C Insurers’ Combined Ratios

MarketScout: Rate Increases Continue Through Nov. for Both Commercial and Personal Lines

Individual market ails as MLR rules roll in

No Pay, No Play Has Modest Effect on Uninsured

UN courts Australian insurance industry

BANKING HIGHLIGHTS

French banks eye US expansion after year of cuts

US banks report stronger profits and more lending

Bankers See Fees Fade as China Era of Jumbo IPOs Draws to Close

Wall Street Job Reductions Seen Persisting After Citigroup Cuts

INFORMATION TECHNOLOGY

How to assess a cloud-computing project

Hiring for Mobile? Join the Club

Tech Tool for Approaching Solvency II Requirements