by The Morning Pulse

March 3, 2014

401(a)/(k)/403(b)/457(b) PLANS

Evaluating In-Plan Guaranteed Income Alternatives
Rethinking the 4% Withdrawal Rule
Fewer Employees Delay Retirement
Industry Groups Raising Alarms About Tax Reform
Don’t Know Much About… Investment Options

Yale Professor says High-Fee 401(k)s Eliminate the Tax Benefits for Young Investors

Behavioral Effects and Indexing in DC Participant Accounts 2004-2012
Risks lurk in annual 401(k) matches
Job changers cost DC systems big bucks
Obama’s 2015 budget seeks to reduce tax advantages for employer-sponsored plans

Stormy skies ahead: why the retirement crisis seems unfixable – and getting worse

Want to be a successful retiree? Here’s how
The next level of retirement plan service: Fee policy statements for 401(k)s
Advisers’ role in target date funds grows more complex


Strong Future Seen for Multiemployer DB Plans
Brookings Gets Ball Rolling for Public Pension Policy Discussions
International Paper to freeze benefit accruals for salaried employees in DB plan
Pension ruling may reverberate
Phila. pension fund had good year – but…

Public pensions cast long shadow over Pa. budget

Christie pushes pension changes at NJ town hall
Congress Should Salvage DB Plans
Frozen pensions force expats to come home
Pension reform: Settlement talks brewing in landmark San Jose case

For states, financial icebergs loom

Detroit Bankruptcy Prods Cities to Target Pensions
North Carolina Pension Pays Massive Hidden Fees to Wall Street
Government pension system ruling likely to hit taxpayer pocketbooks
17 companies set pension contributions totaling $10 billion for 2014

Maryland pension proposal breaks trust with state’s retirees


Weighing The Week Ahead: More Clarity About Employment?
GDP Q4 Second Estimate At 2.4%, Down From The 3.2% Advance Estimate
Rising revenue cuts U.S. budget deficit
Institutions Seek Fixed-Income ETFs
S&P 500 ends trading session at a record

Eurozone government-bond market continues to rally

Stimulus withdrawal not on preset course
EM and Japanese funds lose out in January… new Asian hedge funds raise less…
Alpha’s Not Dead, But Finding it is Hard
Investment Fund Inflows Neared $1T in 2013

New Jobless Claims At 348K: Substantially Higher Than Expected

Durable Goods Report: January Wasn’t As Bad As Expected
Richmond Fed Manufacturing: The February Slowdown
Freddie Mac’s quarterly income to benefit Treasury


New hedge funds move away from monthly liquidity in 2013

US Equity REITs to Endure First Real Interest Rate Test
US private equity feels European ‘buzz’
OCERS backs resolution giving public funds a break on alternatives fees
Hedge Funds Score Profits In Short Bets This Year

Chase for Private-Equity Talent Picks Up Speed

Private Equity Poaches Young Talent From Wall Street Banks
Hedge fund industry performance attracts institutional investors
Hedge funds down in January, still outperform
Hedge funds battle to show their worth in EM sell-off

Past, Present and Future of Alternative Funds Market


Employer Strategies for Implementing Health Care Reform
Agency highlights PPACA whistleblowing
Despite Penalty, ‘Skinny’ Health Plans Are Still an Option
Employer-Sponsored Medical Clinics: Much More Than Convenience Care
Big Changes Coming to Workplace Benefits

Health Care Expenditures Have Not Stopped Increasing


Most advisers back 529 college-savings plans
Retirement expectations unrealistic
How Advisors Get Paid Now
LTCI carrier seeks 45.9% rate increase
Where there’s a will, a much easier way


How Out of Whack Is CEO Pay?
Some Companies Alter the Bonus Playbook
A new study: How overpaid CEOs tank their firms
More companies stray from GAAP when setting executive bonuses
Do Performance Incentives Backfire?

Jeffrey H. Snyder

President & CEO
The Morning Pulse, Inc.

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An American entrepreneur and business leader, Jeffrey H. Snyder represents the American ethos and work ethic by applying his management, finance and information technology skills and experience to the financial services industry. He currently serves as a Vice President, Senior Consultant with Cammack Retirement Group and Chief Executive Officer of The Morning Pulse, Inc.,

Jeffrey has held a wide range of senior positions within the United States defined contribution retirement industry. His experience is as broad as it is deep and he has worked with many of the industry’s top firms to provide guidance and solutions to employers throughout all sectors of the economy.

Considered an “industry insider” and an independent voice, Jeffrey is often sought out for his opinion on a wide range of industry topics speaking at industry conferences and web events. Most recently, Jeffrey was a panelist for Pension and Investments’ 2013 Public Funds DC Summit and the moderator for Bloomberg’s “Ahead of the Curve: The Latest Trends of Defined Contribution Retirement Plans”. He has also been quoted in industry periodicals and has written countless articles. He recently authored “A Bid for Change: Using the Competitive Process to Transform Your DC Retirement Program”,  Optimizing Public Pension Systems: A Call for a Plan of Action for Public Defined Contribution Plan Sponsors and Eight Hot Topics for Defined Contribution Retirement Plan Sponsors which were picked up by the National media.


Jeffrey has a passion for reaching out, guiding others and sharing important information. In late 2012, Jeffrey founded The Morning Pulse, Inc., a media company focused on aggregating, organizing and delivering industry information daily. Over a thousand industry professionals and senior executives have come to trust Jeffrey for his editorial eye and timely delivery of important and relevant news.
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